1st Florida Lending
When Banks Say No ! We Say Yes !
FOREIGN NATIONAL LOANS

Our programs offer non-citizen residents who have the qualifications, resources, and motivation to purchase a second home, vacation home or investment property in the United States have helped propel domestic real estate markets in tough times.  We offer several different Foreign National Lending Programs designed to put home ownership in reach for qualified non-citizen seeking to put down roots in the United States. Our proprietary program offers flexibility, fewer restrictions and our signature stability and service that sets us apart from other lenders.

BELOW ARE TWO OF THE FIVE MOST POPULAR PROGRAMS.   

No Income Verification Required Foreign National Loans

That right!  We now offer a “stated income” Foreign National Loan Programs.   More specifically,  we do not  verify the borrowers income! The borrower simply states their income on the loan application.

Program Highlights

  • 50%LTV   5.625%    $150k - $3 mil
  • 60%LTV   5.875%    $150k - $3 mil
  • 70%LTV   6.125%    $150k - $3 mil

Income:   Stated  (No Income Verification)

Identification:   Only a Valid Passport

Credit:   International credit report or letter of good standing from current financial institution

Reserves:  No

Pre-Payment Penalty:  No

Property Types:   Second Home & Investment Property 

Terms:   5/1 ARM - 30 year Amortized Payment

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We also offer a 75% LTV program that requires additional financial documentation 

If you would like us to pre-qualify you, please complete click the Get Approved Now button  below and one of our senior loan officers will contact you to discuss program options.  

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PLATINUM PROGRAM  

Rate: 4.875%

Min Loan: 250K / 60% LTV

BASIC LIST OF DOCUMENTATION REQUIRED FOR OUR PLATINUM PROGRAM

1. Current American visa and passport in country of origin

2. Last month's bank statement from all accounts

3. Last month's credit card statements of all active accounts

4. If you are an independent employee, a letter signed by a Public Accountant indicating the entry of 2016 and 2017. (The letter must be on Accountants letterhead including address, telephone number and email address}. You must also send a copy of the professional accountant's license.

5. If you are employed, letter on letterhead of the employer indicating salary, occupation and start date as well as the last proof of payment of your payroll

6. A letter issued by the US bank where it says the balance to date. You must have enough money to cover the initial (40% down payment}, closing costs and 12 months' reserves. The reserves can be in your country of origin.

7. If you have a purchase contract. We require a copy of the deposit check of the contract. If the deposit to buy is transferred via wire transfer, all documents of the wire must be sent and a copy of the bank statement where the money came from.

8. Copy of a bill of water, light or telephone with the name of the borrower and current address in their name.

If you would like us to pre-qualify you, please complete click the Get Approved Now button  below and one of our senior loan officers will contact you to discuss program options.  

If you would like us to pre-qualify you, please complete click the Get Approved Now button  below and one of our senior loan officers will contact you to discuss program options

Call (407) 300-2558 for more infomation   

Disclaimer:  All Loan programs, rates and terms can change without notice and are subject to credit and underwriting approval. We will always work hard to approve your loan.  There are no guarantees of any kind expressed or implied. This eflyer offer is vaild until 05/01 

 


2151 Consulate Dr., Suite 8, Orlando, Florida, 32837, United States
1-407-300-2558
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